Keith White

Keith White, Author

Experienced DC with 30 years helping others.

Articles published: 218

Articles by Keith White

Main image

ONCE MY IVA IS COMPLETED - savings

One of the main reasons people get into debt in the first place is that we have no emergency fund. When something essential goes wrong (boiler, car necessary for work... Read more
Main image

ONCE MY IVA IS COMPLETED - credit rating

For many, once the IVA is successfully completed they vow never to touch credit again. They speak of lessons learned and look back on the dark day’s pre-I... Read more
Main image

IVA LIFE STORIES - I almost messed up my IVA - Sonia’s  story 

After my car died I was left with no choice but to get out a short term bank loan for £3000.00. Once I had been accepted I naive... Read more
Main image

IVA LIFE STORIES - one year in – Rachael’s story

Unfortunately when I was with my husband we ran up a lot of debt due to his overspending and most of the debts were in my name due to his poor cred... Read more
Main image

IVA LIFE STORIES - a sense of helplessness - Yuri’s story

There were many different reasons for my need for an IVA.  Change of job and relocation were two of the big ones.  Miscalculation o... Read more
Main image

IVA LIFE STORIES - When things go wrong – Heather’s story

As a mum of 3 although working I guess things started by putting bits of clothes on the credit or store card when needed, the big one was... Read more
Main image

HOW TO SURVIVE LIFE AFTER AN IVA - Looking towards a mortgage

One of the motivations for some people starting an IVA, is to deal with their debt, improve their credit rating and finally make a start on... Read more
Main image

HOW TO SURVIVE LIFE AFTER AN IVA - Saving money

One of the main reasons people get into debt in the first place is that we have no emergency fund. When something essential goes wrong (boiler, car neces... Read more
Main image

HOW TO SURVIVE LIFE AFTER AN IVA - Rebuilding a credit rating

For many, once the IVA is successfully completed they vow never to touch credit again. They speak of lessons learned and look back on the d... Read more
Main image

HOW TO SURVIVE LIFE AFTER AN IVA     Receiving the completion certificate

Once we have made our final payment into the IVA, it will be up to the Insolvency Practitioner to complete the IVA paperwor... Read more