Keith White

Keith White, Author

Experienced DC with 30 years helping others.

Articles published: 218

Articles by Keith White

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IVA? Wrong decision!

Graeme did all the right things with regard to his debt. He researched options. He spoke to 3 different companies and didn’t allow himself to be pressurised by anyone until h... Read more
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Thinking again about a rejected "joint" IVA

David and Sarah have been married for 5 years and during this time each had accumulated debt. Apart from their joint £500 overdraft, David had a loan a... Read more
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The ostrich approach

Looking back, Brian was unsure why he had been so reluctant to admit there was a problem with debt. All debts were paid on time, and because his outstanding credit rating, there wa... Read more
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How about a lump sum IVA?

Jane explained that she had been struggling with debt since her late teenage years over 10 years ago. Overspending when she first was offered credit led to pat of her income a... Read more
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IVA EXAMPLES - when it was the wrong decision

Graeme did all the right things with regard to his debt. He researched options. He spoke to 3 different companies and didn’t allow himself to be pres... Read more
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IVA EXAMPLES - when a baby arrives

The arrival of Hannah was meant to be one of the happiest events in Felicity and her partner’s lives. And indeed it was. However, Felicity on sharing her story,... Read more
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IVA EXAMPLES - recognising the problem

Looking back, Brian was unsure why he had been so reluctant to admit there was a problem with debt. All debts were paid on time, and because his outstanding credi... Read more
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IVA EXAMPLES - offering a lump sum

Jane explained that she had been struggling with debt since her late teenage years over 10 years ago. Overspending when she first was offered credit led to pat of her... Read more
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The B word

Brexit has dominated the news for 3+ years now. Whichever side of the fence we find ourselves on, there can be little doubt that the deal/no deal/remain debate is exhausting and ultra-divisi... Read more
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Debt – a student perspective

The range of courses available is more than ever before. You can study circus skills, surf science and horology (its ok – I’ve looked it up – it’s... Read more