Keith White

Keith White, Author

Experienced DC with 30 years helping others.

Articles published: 234

Articles by Keith White

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Debt Management Plan advantages

1. It's a private agreementA Debt Management Plan is not a formal insolvency procedure. As such your name is not included on any formal register. No-one will find o... Read more
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IVA advantages

·         Debt free in 5 years (occasionally IVA’s last longer but 5 years is the norm). ·      ... Read more
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IVA’s – too good to be true?

That is the reaction of some people on hearing that no further interest will be added, significant amount of debt will be written off and they be legally protected from... Read more
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IVA’s – too risky to be considered?

We often on this site extol the virtues of IVA’s. They do indeed work as a great debt solution for many people. But not for everyone! And if you find yours... Read more
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IVA’s – too severe to consider?

For some, an IVA is just too scary to contemplate. It’s a big step of admitting that we can’t manage our debts any longer and we need help. And handing o... Read more
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IVA’s – too much work to set up

Strangely for some, the prospects of gathering all necessary documentation necessary for an IVA can prove a task too far. Some find it difficult to track down their... Read more
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Debt Solutions - IVA

An Individual Voluntary Arrangement (IVA) is a formal and legally binding arrangement between you and your creditors to pay back what you can of your debts over a period of time. I... Read more
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Debt Solutions - Debt Management Plan (DMP)

A DMP is an informal agreement between you and your creditors for paying back your non-priority debts. Non-priority debts are things like credit cards,... Read more
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Debt Solutions - Debt Relief Order

A Debt Relief Order (DRO) is one way to deal with your debts if you: owe £20,000 or lessdon’t own your own homedon’t have other assets or things of... Read more
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Debt Solutions - Bankruptcy

Bankruptcy is a form of insolvency and is normally only suitable if you can’t pay back your debts in a reasonable time. Assets you own, such as your house or car... Read more