Keith White

Keith White, Author

Experienced DC with 30 years helping others.

Articles published: 102

Articles by Keith White

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HOW TO SURVIVE AN IVA - GETTING THE RIGHT PERPECTIVE

The trials and tribulations of life in an IVA need to be set against a context of life before the IVA began. Many of our contributors have been hone... Read more
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HOW TO SURVIVE AN IVA - RELATING TO THE IVA COMPANY

The stories highlighted in this book have been largely unedited save for a few typo’s and grammatical errors. Stories have not been left out be... Read more
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HOW TO SURVIVE DURING AN IVA - MINIMISING OUTGOINGS

One of the common themes of the stories from those who have undertaken an IVA is the need to live within a stricter budget. This involves care in whe... Read more
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HOW TO SURVIVE DURING AN IVA - MAXIMISING INCOME

To be honest, it’s difficult to increase income during an IVA without it affecting the IVA payment level. This payment level is based on affordab... Read more
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HOW TO SURVIVE LIFE AFTER AN IVA - Saving money

One of the main reasons people get into debt in the first place is that we have no emergency fund. When something essential goes wrong (boiler, car nece... Read more
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HOW TO SURVIVE LIFE AFTER AN IVA - Further debt problems

Despite the many the many success stories – lessons learned, vows of no further credit, rebuilt credit files and mortgage applications acc... Read more
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HOW TO SURVIVE LIFE AFTER AN IVA

Money management should be an essential part of our school curriculum. Thrust out into the world with its bewildering choices and endless opportunities, we need some pr... Read more
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HOW TO SURVIVE LIFE AFTER AN IVA - Money Matters

The American millionaire Rockefeller was once asked “how much money does it take to make someone really happy”.  “Just a little b... Read more
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IVA life stories - variation meetings worked for us - Omar’s story

About 7 years ago we got into a bit of financial trouble and every month we were struggling to make ends meet with hardly any money... Read more
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IVA life stories - from joint DMP to single IVA - John’s story

I found myself getting deeper into debt in 2010. I was in a relationship and my partner at the time just loved spending money that we ha... Read more